I have had painful fun doing meeting my own Inventory Challenge. I am comparing it to the work that must be done in my attic. Some things can be pulled out and used, sold or trashed. Below are some of the things I have done:
I revisited the blogging directory I joined called Blogged and added more blogs. There are still more to add. I discovered that one blog I have, Baby Boomer Pocket Change does not get accepted by any of the two blog directories I have attempted to submit them to. Think it looks too much like a static site or too commercial looking. But need to work on that. So far have some fomre folks following me and I am following more on Blogged. USE
I set up my hubby into an artist discussion board but that was such a long time ago. So, I just reminded him about it, sent the info and he can decide if you wants to stay involved or not. But right now this can be removed from my inventory attic. TRASH
Revisited a site called PodCast Ready. Now this one I am going to keep for now but I need to get some HELP
I reviewd a note about upgrading my web cam. It did not mean a lot then but now because of Boomer Diva Tv, I will probably do more webcams. I am going to upgrade. Check out the reccomended camera;
I have decided to sell some of my domain names. Yes, I know sounds awful doesn’t it? But note that domain names are just like real estate. Sometimes you desire to sell some of your property. Someone wrote me and with great concern said, “Why are you selling your domain names?” I explained that I was not using them or planned to use them in the future. Now, don’t get me wrong you should hold on to some domain names for affiliate use, future sites, or redirects. But sometimes you may decide to SELL.
I saw where I signed up for Ublog2 When I went to the site it had an annoucement tha WordPress was now on Version 2.0. Now that was old. So, TRASH
I have begun the process of transitioning from one of my host sites. I will not mention which one it is. But they are a nightmare for blogs but great for static sites. I tried to set up a blog with them and their instructions were wrong and their easy to set up blog script provides a horrible 2.2 version of WordPress. TRASH
Boomer Online Challenge I Dare You to Take For the Next 4 Weeks!
Sometimes we need to be like those line dances when it comes to our online activites. You know the ones that tell you to slide to the left, slide to the right go back and THEN jump forward.
Today I received a very interesting email from a blogging directory. Now, I admit that I recognized the name but became a wee bit skeptical when they told me that one of my blogs was rated 9 out of 10 by their editors. So, I decided to pay the site a visit.
Now what is my point? Well I have lots of sites I have signed up for in the days when I was thinner blogger. I have also many social bookmarking sites that I have signed up for and neglected. Let’s not talk about some of my blogs that may be dying of malnutrition.
So here is my challenge for you and myself. If you have not revisited some of your old online sites then let’s stop and do it at least two hours a week for the next four weeks. Report your activities every Friday until August 14, 2009.
You can share your progress as a comment or email me with a guest post rosiehorner(at)gmail.com
I believe we will all be the richer for doing this inventory. Plus, we can help each other. What do you say? Are you ready to dance?
I honestly do not know much about reverse mortgages. However, I do know that many baby boomers have different opinions about them. I am posting an article from a guest blogger. However, I welcome other articles on this subject that may or may not be in agreement. I also welcome your comments and experiance with reverse mortagages.
My goal is to present information that will add clarity for baby boomers who are exploring this option for their parents. Thank you
A Mortgage That Will Bring a Smile to Your Parents
Courtesy of By Sam Telford from Reverse Mortgage Advisors
Here’s an interesting and informative bit of news for “Baby Boomers” looking to make their parents’ life happy and peaceful without taking a burden on their shoulders! You can take a reverse mortgage loan for your parents if they own a home, this will ensure that they live the rest of their lives with pride and honor. By doing so, you ensure that you continue saving your hard-earned money and at the same time do not compromise with your parents’ lifestyle. Amazing, isn’t it! Surely you would like to know more about reverse mortgages, how exactly they work, and how your parents as well as you can benefit from them. So here goes!
If the borrower is above 62 years of age and needs a constant source of income to sustain a decent lifestyle, he/she can go ahead and apply for a reverse mortgage. A reverse mortgage is a special type of loan that assists senior citizens to convert a portion of their home equity, built up over the years of mortgage payments, into ready cash. Unlike other types of mortgages, the borrower does not need to make any repayments as long as he/she continues using the home as his/her primary residence. In case there is an existing mortgage on the home, it needs to be paid off using some of the proceeds from the reverse mortgage.
Surely, if you are a “Baby Boomer,” you would not qualify for a reverse mortgage as it requires the borrower to be above 62 years of age. However, this special type of loan is ideal for your parents. Reverse mortgages are rapidly becoming popular in the U.S. because of the benefits that it offers. For all senior citizens, a reverse mortgage can assist them in:
Maintaining a decent lifestyle and being financially independent
Leading a secure life with the comfort that they are not a burden to anybody
Paying off their daily bills that includes the telephone bill, electricity bill, and grocery bill as well as maintaining their home
Staying in their sweet home for the rest of their lives and without any restrictions on how to use the received money
Retaining total ownership of the home and ensuring no tax deduction on the proceeds
Living with pride and honor as well as purchasing gifts for children and grandchildren
Traveling to various destinations without having to ask for money from children
With so many benefits for senior citizens, a reverse mortgage is a blessing in disguise. In addition, it is a government-backed procedure that ensures no one loses in the bargain. Not only this, reverse mortgage also offers a lot of benefits to all you “Baby Boomers” who encourage your parents to go ahead for reverse mortgage.
Without paying a penny from your pocket, you ensure that your parents live a decent lifestyle with pride and honor.
You continue saving your hard-earned money while ensuring that your parents pay off all their bills without having to depend on you.
The home continues to be in your parents’ name; therefore, they never need to look for a residence.
You continue to have a healthy and happy relationship with your parents without ever feeling that they are a burden.
After the home is sold off and the existing debt is paid off, all the extra money comes across to you
However, one fact that you should know about; is that reverse mortgage is a loan that has increasing debt and decreasing equity. This means that the longer thr reverse mortgage lasts, the less will be the equity of the home. Therefore, when the home is eventually sold off, you as an inheritor will get less money. However, the abundance of benefits that reverse mortgage offers to senior citizens as well as their children overshadows this meager fact! Moreover, such a fact should never stop you from encouraging your parents to go ahead for reverse mortgage. For all the pain and compromises your parents made to ensure that you are entitled to a decent lifestyle, this is the least that you can do for them; make sure that they live comfortably in their own home for the rest of their lives.
My name is Mariah Kissel and I love my mother. She has always been there for me. I was never a sweet little girly girl , and as teenage daughters go, lets just say my parents had there hands full. My mom and dad where constantly fixing my mistakes and covering my butt. When I was in the sixth grade, my class was going to put on a show for the PTA. It was a medley of songs from the Sound of Music. Everyone in our class got to be in the show but only a few were selected to be a Von Trapp child. My teacher was picking the last Von Trap girl and it was between myself and one other student. She told us to bring in a costume on Thursday and she would pick the girl with the best one. Well, of course I waited to tell my mother the costume part until Wednesday night. “If I dont get this part I will die.” Yes I was a mellow dramatic child. I think I cried myself to sleep that night because my mother didn’t rush out to find the perfect dress for me. The next morning I woke up and there it was. The perfect dress hanging on my bedroom door. My mother had stayed up all night sewing together this amazing costume out of scrap fabrics she had laying around her craft room. I got the part in that show because of her talents, not mine.
My mother was always doing things like that for my sister and I. I cannot think of one major event in my life that she wasn’t a part of . When I wanted to move to California she helped me find an apartment and helped pay the bills for said apartment. A year later when I called, begging her to come get me because I couldn’t take LA anymore, she drove four hours in a U-Haul with my dad, packed me up and moved me back to Las Vegas and back into her house. That was just the first of many, many, many times that I would move back in with dear old mom and dad. She was there when I got married and when I got divorced. This amazing woman was even in the delivery room when I had both my children. Katelin in 94 and Jacob in 96. she was the best grandmother. I never had to buy a Halloween costume for my children. Whatever they wanted to be she would make it happen. They were her pride and joy. Even when I told her I was once again getting married, she helped plan the most exquisite wedding. I guess you could say she was as perfect a mom as you can get. She was my best friend.
I Never thought in a million years that all of that care, love, happiness and friendship could be gone in an instant. So when I got that call, that devastating call. The one that said my mother was sick, confused and alone. The call that said she would need 24 hour care for the rest of her life, I can honestly say that there was no hesitation in making my decision. A decision that would change both her life and mine. My mother spent 35 years taking care of me and it was time for me to return the favor. I became my mother’s caregiver right then and there. Caring for a sick aging parent is the hardest thing I will probably ever have to do, but no matter how hard it can get I wouldn’t change my decision to take care of the woman who always took care of me.
In my blog, you will get a glimpse of what it is like to be Judy’s caregiver and daughter. The good, the bad, the funny…The not so funny. I’m not here to give great advice, all though I might try from time to time. I’m just here to let the hundreds of thousands of sons and daughters taking care of their parents know that they are not alone.
What are you doing as a baby boomer to contribute to the environmental safety of our nation and world? Now I know that is a huge question yet many of us that are doing something can encourage others to join the fight.
We all fight in various ways. Yet, if we each one of us work together as writers, speakers, teachers and prayer warriors we can really achieve much.