Boomer Credit Fitness-Business Teleseminar on 9/22 at 2:00 pm EST Register Now!

This entry is part 2 of 2 in the series Credit Fitness

Most business owners have no idea about the numerous alternative funding sources.

This entry is part 2 of 2 in the series Credit Fitness

This is another excellent post which is part of the

Boomer Credit Fitness Series

By Morlino and Lathea Morris

Business Credit and Capital: How to Get it

& Who to Get it From

Having access to capital is vital to the success of your business. However, due to the current condition of capital markets – getting capital or credit can be a difficult, if not an insurmountable challenge. So what do you do? Well, continuing to waste your valuable time trying to convince a traditional bank to loan you capital, approve a line of credit or credit card is not the answer. It’s Time For You to Investigate Alternative Sources of Capital & Credit! Most business owners have no idea about the numerous alternative funding sources

Join Special Guest Presenters along with Lathea Morris who will lead this teleseminar. She’s an entrepreneur and small business professional trainer who in many circles is known as the “Credit Guru.” She knows about capital resources – who to consider doing business with and who to stay away from. This is a Unique Opportunity to Learn About:

  • Alternative sources of capital and credit
  • How to get access to these resources
  • The new rules of credit and steps to take before applying for capital
  • Business credit scores

Never before has it been a time so urgent for small business owners to get practical advice on how to take advantage of alternative funding options. Register Now! Get a 10% Discount  – Put in code:myguest01

Cell Phone Plans vs Pre-Paid Plans Who Wins?

May of us now may be looking to save money with our cell phones. Of course that depends on if you have a cell phone. But if you do this video produced by Bank of America was clear, short and informative. They even gave the pros and cons and decided on the winner.

It does appear that negotiation techniques would be an excellent video also. How do you negotiate for a better phone plan? What are the words you should say? What about your tone of voice? Any suggestuons? I will wait to hear from you before I call Verizon.

Baby Boomer Women to Attend Social Media Event in October 2009

Here is a special annoucement from the Founder of Boomer Diva Nation. Beverly Mahone about an upcoming Social Media Conference.

Facebook, Twitter, LinkedIn, MySpace, FriendFeed, Squidoo, YouTube, Ryze, Ecademy, Plaxo…..
These are just a few of the tons of social networking sites that have cropped up in recent years.  Social Media is changing the way we interact with each other—both on a personal and professional level.
If you aren’t connected yet–you should be.  If you are, the question is are you getting out of it what you want?  Social Media can be a powerful tool for business but, unfortunately, many people don’t know how to effectively use it.
That’s why Boomer Diva Nation has teamed up with the Business Divas Inside919 to bring you the FIRST EVER, HISTORIC,  ALL-WOMEN’S Social Media Summit in North Carolina.  Some of the top social media experts on the East Coast will take part in a panel disussion on how women network differently from men and how we can turn out networking into $$$ for our business.
NBC News will be on hand to let us know how they use social media to find us for interviews so you can understand what you need to do to get your business in front of them.
There will be a expert panel of male social media gurus to share their own insight on how women can effectively connect with men online for business opportunities.
You asked for it and we’re making it happen!  It’s all happening ONE DAY ONLY–Saturday, October 17 at the Capital City Club in Raleigh, NC. 
This social media summit is also ideal for businesses who are looking for better ways to gain greater exposure.  Discounts available for groups of five or more.
Seating is limited so get your ticket now for what will be the hottest event of the year!  For more information and to register go to: 
See ya there!
Beverly Mahone
Boomer Diva Nation
P.S.  This is just one part of an entire weekend of education, empowerment and entertainment.  Check it ALL out here:  

A Med Student Experiances a Nursing Home as a Patient

I just read a powerful article about a nursing home patient that was only 29 years old. The fact is she was a medical student part of a special geriatric training program. It is a powerful program that I feel should be nation wide.

She learned several things that will open the eyes of many that have loved ones in a nursing home but seldom visit.

What does the nursing home patient that does not have memory issues think about? How do they feel when a staff member uses a tone of voice that treats them like a child instead of an adult? So many questions.

I do wish that the program really did not inform all the staff that the resident was a student. It would be a good test of client service. It could also serve as a way to reward workers that are making a difference.

It also reinforces the need for care giver support programs and resources. Many do not want to place a loved one in a nursing home but do not have the resources and support from family to care for them at home. It places a real burden on the caregiver-an unhealthy burden.

Here is the article posted on AOL today about the medical student nursing home program.

Boomer Credit Fitness-Credit Bureaus – Friend or Foe?

This entry is part 1 of 2 in the series Credit Fitness

Managing your credit can be a challenge. So, put this need to know information in your arsenal of knowledge about credit bureaus.

This entry is part 1 of 2 in the series Credit Fitness

I am excited to have two awesome guests post a series called Credit Fitness! Morlino and Lathea Morris will be sharing some powerful tips. They are credit experts. So put your seatbelt on and enjoy the ride!

Managing your credit can be a challenge. There’s a lot of information that most lay people just don’t know. To educate consumers about credit management is one of the major reasons why we created and launched our first credit toolkit in 2004. So, put this need to know information in your arsenal of knowledge about credit bureaus.

What can cause your credit score to take a major dive? The answer – Errors in your credit report can steal points from your credit score and money out of your wallet. In the hope of getting errors cleared away as quickly as possible, many consumers go online to dispute credit report errors. Is this a smart credit move? Well, disputing errors in your credit report online can sometimes be tricky.

All three credit bureaus, Experian, Equifax and TransUnion process most disputes using a system that’s almost entirely automated. e-OSCAR is a web-based automated system that enables data furnishers (your creditors and others) and credit bureaus to create and respond to consumer credit history disputes. However, some lenders do little more than check the disputed information against their own records, even if those records were the source of the error. This is precisely why we coach our clients to dispute errors with their creditor first. I know this is not a perfect system, but, believe it’s a better strategy. Credit bureaus are often skeptical of disputes submitted by consumers, however, they are more inclined to trust information coming from your creditors, clients of the credit bureaus.

Additionally, credit bureaus retain contractors who gather tax lien and bankruptcy information from courthouses and government offices. If these contractors transpose a digit or misread a document, their error gets entered on your credit report. These are just a few more reasons why it’s so important for consumers to keep their finger on the pulse of their credit reports. Take advantage of getting free credit reports from You can get all three copies of your reports free annually or request one report every four months.

If you have exhausted all sources to get an error deleted, consider retaining a consumer advocate attorney to fight on your behalf. Go here to find an attorney. Now, that’s a smart credit move.

Be sure to visit The Credit Alternative and Morlino and Lathea’s  sites.

Listen to an Interview With a Great Motivator For Labor Day!

Donna Satchell is a motivational speaker I interviewed for a site called Baby Boomers Bustin Loose. As a special treat I wanted to share the insights from this baby boomer with you this holiday weekend.

Be sure to visit her new blog with is full of motivational quotes.