Attention All Baby Boomers Who Love Old School Music Living Near Newark NJ

If you are a baby boomer who loves “Old School” music you don’t want to miss this event. Read the note below I just got in the mail.

The UMDNJ – African American Heritage Committee has tickets for its annual “Evening of Creative Expressions” to be held on Friday, December 7th at The Priory, Newark, NJ at 6 p.m.   Please feel free to share with others and let us know via e-mail if you are interested in attending.  Donations from the event will support scholarships to UMDNJ students and to the Clinton Dozier Scholarship Fund.

I hope you can support this event! We have tickets and can answer your questions.  For information you may email:  Avril Lecky leckyal@umdnj.edu; Winston Watson watsonwi@umdnj.edu or Carl Chase chasecg@umdnj.edu .

Thank you for your support and hoping to see you there.

Also, there will be two artists exhibiting, Derek Dent and Ray Horner.

So, if you want to have a great time and support some worthy scholarship funds please consider attending. Also, if you come please tell them that Baby Boomer Rosie sent ya.

Are You Ready to Get Senior Discounts Yet?

There was a time, in my mid-fifties, that I would ask for senior discounts and get sad if they gave them to me without batting an eye. “That meant that I looked old”, I thought to myself. But now since this baby boomer is older, I ASK EVERYWHERE FOR SENIOR DISCOUNTS. Then I am proud to prove it even if it means taking out my dentures. Ha!

Well, a good friend sent this list of senior discounts to me. If you know of any others please list them as a comment.

Discounts for Seniors

Senior discounts FOR YOU OR SOMEONE YOU KNOW CAN USE! Finally something GOOD about being OLD!!! Enjoy and pass it on!! FOR YOU OR SOMEONE YOU KNOW WHO CAN USE IT.

Restaurants
Applebee’s: 15% off with Golden Apple Card (60+)
Arby’s: 10% off (55+)
Ben & Jerry’s: 10% off (60+)
Bennigan’s: discount varies by location
Bob’s Big Boy: discount varies by location (60+)
Boston Market: 10% off (65+)
Burger King: 10% off (60+)
Captain D’s Seafood: discount varies on location (62+)
Chick-Fil-A: 10% off or free small drink or coffee (55+)
Chili’s: 10% off (55+)
CiCi’s Pizza: 10% off (60+)
Culver’s: 10% off (60+)
Denny’s: 10% off, 20% off for AARP members (55+)
Dunkin’; Donuts: 10% off or free coffee (55+)
Einstein’s Bagels: 10% off baker’s dozen of bagels (60+)
Fuddrucker’s: 10% off any senior platter (55+)
Gatti’s Pizza: 10% off (60+)
Golden Corral: 10% off (60+)
Hardee’s: $0.33 beverages everyday (65+)
IHOP: 10% off (55+)
Jack in the Box: up to 20% off (55+)
KFC: free small drink with any meal (55+)
Krispy Kreme: 10% off (50+)
Long John Silver’s: various discounts at participating locations (55+)
McDonald’s: discounts on coffee everyday (55+)
Mrs. Fields: 10% off at participating locations (60+)
Shoney’s: 10% off
Sonic: 10% off or free beverage (60+)
Steak ‘n Shake: 10% off every Monday & Tuesday (50+)
Subway: 10% off (60+)
Sweet Tomatoes: 10% off (62+)
Taco Bell: 5% off; free beverages for seniors (65+)
TCBY: 10% off (55+)
Tea Room Cafe: 10% off (50+)
Village Inn: 10% off (60+)
Waffle House: 10% off every Monday (60+)
Wendy’s: 10% off (55+)
White Castle: 10% off (62+)

Retail And Apparel
Banana Republic: 10% off (50+)
Bealls: 20% off first Tuesday of each month (50+)
Belk’s: 15% off first Tuesday of every month (55+) Big Lots: 10% off Bon-Ton Department Stores: 15% off on senior discount days (55+)
C.J. Banks: 10% off every Wednesday (60+)
Clarks: 10% off (62+)
Dress Barn: 10% off (55+)
Goodwill: 10% off one day a week (date varies by location)
Hallmark: 10% off one day a week (date varies by location)
Kmart: 20% off (50+)
Kohl’s: 15% off (60+)
Modell’s Sporting Goods: 10% off
Rite Aid: 10% off on Tuesdays & 10% off prescriptions
Ross Stores: 10% off every Tuesday (55+)
The Salvation Army Thrift Stores: up to 50% off (55+)
Stein Mart: 20% off red dot/clearance items first Monday of every
month (55+)

Grocery
Albertson’s: 10% off first Wednesday of each month (55+)
American Discount Stores: 10% off every Monday (50+) Compare Foods Supermarket: 10% off every Wednesday (60+)
DeCicco Family Markets: 5% off every Wednesday (60+)
Food Lion: 6% off every Monday (60+)
Fry’s Supermarket: free Fry’s VIP Club Membership & 10% off every
Monday (55+)
Great Valu Food Store: 5% off every Tuesday (60+) Gristedes Supermarket: 10% off every Tuesday (60+)
Harris Teeter: 5% off every Tuesday (60+)
Hy-Vee: 5% off one day a week (date varies by location)
Kroger: 10% off (date varies by location)
Morton Williams Supermarket: 5% off every Tuesday (60+)
The Plant Shed: 10% off every Tuesday (50+)
Publix: 5% off every Wednesday (55+)
Rogers Marketplace: 5% off every Thursday (60+)
Uncle Guiseppe’s Marketplace: 5% off (62+)

Travel
Alaska Airlines: 10% off (65+)
Alamo: up to 25% off for AARP members
American Airlines: various discounts for 65 and up (call before
booking for discount)
Amtrak: 15% off (62+)
Avis: up to 25% off for AARP members
Best Western: 10% off (55+)
Budget Rental Cars: 10% off; up to 20% off for AARP members (50+)
Cambria Suites: 20%-30% off (60+)
Clarion: 20%-30% off (60+)
Comfort Inn: 20%-30% off (60+)
Comfort Suites: 20%-30% off (60+)
Continental Airlines: no initiation fee for Continental Presidents
Club & special fares for select destinations
Dollar Rent-A-Car: 10% off (50+)
Econo Lodge: 20%-30% off (60+)
Enterprise Rent-A-Car: 5% off for AARP members
Greyhound: 5% off (62+)
Hampton Inns & Suites: 10% off when booked 72 hours in advance
Hertz: up to 25% off for AARP members
Holiday Inn: 10%-30% off depending on location (62+)
Hyatt Hotels: 25%-50% off (62+)
InterContinental Hotels Group: various discounts at all hotels (65+)
Mainstay Suites: 10% off with Mature Traveler’s Discount (50+); 20%-30%
off (60+)
Marriott Hotels: 15% off (62+)
Motel 6: 10% off (60+)
Myrtle Beach Resort: 10% off (55+)
National Rent-A-Car: up to 30% off for AARP members
Quality Inn: 20%-30% off (60+)
Rodeway Inn: 20%-30% off (60+)
Sleep Inn: 20%-30% off (60+)
Southwest Airlines: various discounts for ages 65 and up (call before
booking for discount)
Trailways Transportation System: various discounts for ages 50 and up
United Airlines: various discounts for ages 65 and up (call before
booking for discount)
U.S. Airways: various discounts for ages 65 and up (call before
booking for discount)

Activities And Entertainment
AMC Theaters: up to 30% off (55+)
Bally Total Fitness: up to $100 off memberships (62+) Busch Gardens Tampa: $3 off one-day tickets (50+)
Carmike Cinemas: 35% off (65+)
Cinemark/Century Theaters: up to 35% off
U.S. National Parks: $10 lifetime pass; 50% off additional services
including camping (62+)
Regal Cinemas: 30% off
Ripley’s Believe it or Not: @ off one-day ticket (55+)
SeaWorld Orlando: $3 off one-day tickets (50+)

Cell Phone Discounts
AT&T: Special Senior Nation 200 Plan $29.99/month (65+)
Jitterbug: $10/month cell phone service (50+)
Verizon Wireless: Verizon Nationwide 65 Plus Plan $29.99/month (65+).

Miscellaneous
Great Clips: $3 off hair cuts (60+)
Super Cuts: $2 off haircuts (60+)

New Blog Budgeting Boomers is Timely

I am spending more time looking at financial issues that never had my attention 30 years ago. So blogs like Budgeting  Boomers is right on time. In addition I am in avid admiration for her efforts to help her mom.  Prior to my mom’s passing last month my financial goals included caregiving for her.

Read the About Page for this insightful site.

Hi, I’m Lisa and I am a 50 something Baby Boomer. I am married to my Knight in Shining Armor and I have a 26 yo daughter and a 20 yo daughter.  My oldest daughter is married to a wonderful Air Force officer, my youngest daughter is in college and my mother lives with my husband and me. I left the traditional work world to open a business from home so that I could be here more for my mother.

Going from a good income to a new business made things a little tight around here and meant that it was time to whip out my penny saving tactics. I have always been a frugal shopper but I needed to go one step further. I have found some great ways to save and I would like to share them with others that could and would use them.  I hope this blog will  help you save money and get closer to a happy retirement.

Take some time to read and absorb the money saving wisdom in this blog, Budgeting Boomer.

My Thanksgiving Quote-Better to be Hanging Than Hung, Doing than Done, Going than Gone

Better to be Hanging Than Hung, Doing than Done, Going than Gone-My Thanksgiving Quote.

So often I ask someone “How are you?” and their reply may be a deep sigh and “I’m hanging in there” or “I’m doing”, and I ‘m going”.

So as I reflected on those responses I decided to apply the “glass half-full” approach (mostly for my own mental health). The idea of hanging on sounds better when you realize that you could be hung by the negative circumstances surrounding you.

If you are still going one despite efforts to keep you back by others than that is far better than being gone. Why?, because when you cease to exist it does not always provide a solution to the issues.

In addition, if you keep doing, if you keep working on your purpose then it gives you an opportunity to flame your passion. The reason you started “doing” in the first place. Are you already done? I don’t think so.

So, right now my life is saturated with it’s own unique drama. Yet as I think of all that I can be THANKFUL FOR, it edges out a whole lot of room for HOPE.

Have a blessed Thanksgiving. And if you don’t celebrate the holiday, that is okay but do give THANKS wherever you are.


I Hate the Word Retirement But Love the Word Unretirement

I just read an article that used the word “unretirement” How cool is that? Well, the article encouraging baby boomers to exhaust the use of web technology to get a job. A simple thing like developing you Linkedin profile and presence can enhance you chances of landing that job, consultancy or training opportunity.

Take a few minutes to read the blog post on NASJE’S blog.

15 Facebook Etiquette Tips Every Baby Boomer Should Know

Is it really ok to share too much information on Facebook? Can you embarrass your grandchildren on Facebook? What about stalking someone’s profile? Wow, this post, 15 Facebook Etiquette Tips Every Baby Boomer Should Know has some timely tips.

Looking for a New Business? Start a Gym for Baby Boomers

I went to the gym the other night. Yes, I know I should go every night but sometimes I negotiate with myself and lose. But while at the gym I realized that the majority of the members were baby boomers. We attend for fun, respite from care giving and exercise. Actually any baby boomer reading this and thinking of a new business venture think about opening a gym just for baby boomers.

Imagine how much you will be able to meet the specific needs of this group that is very unique. For example, workshops could be offered on caregiving, financial planning etc available after or before your workout. After all you are already there and perhaps can plan to be there for an extra 30 minutes.

I even have a couple of possible names for the franchise that include:

Boomer Time Gym

Boomer Biceps

Boomer Fun Fitness

Boomer Workout Express

Here is a blog post I read that emphasizes the goldmine possibility in starting a fitness place for baby boomers.

Let me know if you create a start-up.  Meanwhile keep working out when you can.

Are You Lying?

Hello, my name is Rosie Horner and I am a baby boomer. Whew, that wasn’t hard at all. But there are probably some other things I need to confess. What am I lying about? What truths do I need to face and fess up?

Ok, this is not a true confession post but an introduction to a powerful new baby boomer book by Beverly Mahone, founder of Boomer Diva Nation. Her book Don’t Ask and I Won’t Have to Lie will help you better understand the motivations behind the lies you tell and what you can do to live a more honest and meaningful life.

Yet, Beverly is clear in the very beginning, that it is not to replace the need for professional consultation if needed. But it sure helps you to think about some stuff you may be lying about.

I was especially stabbed in the gut when I read the section on lies we tell about tell about our health. That chapter
Lying Can Be Hazardous to your Health, confronts the lies we tell ourselves and health care provider.

Beverly addresses some common responses many of us may have to questions aimed at prevention of  diseases.  Think about it, have you given these answers when they were not true?

“I don’t drink” or “I don’t drink often.”

“I don’t smoke” or “I smoke less than a pack a
day.”

“I don’t do drugs.”

This chapter affected me personally because I am not dealing with my computer and stress weight like I should. Hence, I often hate going to the doctor to hear what I already know. One of my last visits I paid a doctor to conduct a role play session. I was the doctor and he played me. I gave him an interpretation of my blood work.

Yes, my fellow baby boomers, we know the questions and the answers for many facets of our lives. Yet, how often are we telling lies? I just love the way Beverly shares with  such authentic and transparent honesty.

Beverly deals with issues related to our appearance, relationships plus more. You will be challenged and chastened. But you will not be disappointed to know that you are not alone in this big baby boomer world dealing with issues we can all relate to.

You can grab a copy of Don’t Ask and I Won’t Have to Lie Today! No Lie, it is worth your investment of time and money.

Top Bloggers Named by Boomer Diva Nation Organization Founded by Beverly Mahone

This entry is part 1 of 1 in the series James Taylor

Beverly Mahone and Boomer Diva Nation has done it again! They are constantly bringing attention to the powerful, prolific and profound impact that baby  boomers make in the social media world.

Take a few minutes to read the special press release about on the Top Bloggers named by the Boomer Diva Nation!

I am very proud to be on the list. It is a wonderful honor. It also motivates me to keep blogging.

PS Please visit and post a comment on each of the blogs. Here is the link again to the top bloggers named by Boomer Diva Nation

10 Costly Mistakes That Seniors May Face During Medicare Annual Enrollment Period

Enjoy and consider following some of the sage advice during the Medicare open enrollment.

By Guest Blogger, Ross Blair From Plan Subscriber

1.      Missing the Fine print: not reading the fine print in your annual plan Notice of Change about which benefits have changed and which have remained for your plan.

2.      Going on Auto-pilot: not doing anything and simply auto-enrolling in the same plan. Many plans change cost and drug coverage annually. What worked last year for you may not work with the same plan this year and could cost you money in terms of higher prescription drug costs and other out-of-pocket expenses. Changes in medication usage can also change what plan offers you the best economic value.

3.      Stable premiums = stable coverage: just because your Medicare Advantage or Part D premium hasn’t gone up doesn’t mean that you are getting the same plan for the same price next year. Deductibles, co-pays, and prescription drug coverage are just a few of the benefits that may have changed. Research and find out what the total out-of-pocket cost will be for this plan.

4.      Not asking for help: not asking for help from qualified professionals in understanding and selecting a plan or using tools to evaluate prescriptions. You can get help through your State Health Insurance Assistance Program (SHIP), PlanPrescriber, licensed health insurance agents who are certified to sell Medicare, family members or by calling 1-800-Medicare.

5.      Not getting a second opinion: by not shopping around and seeing what other plans are out there, you may be costing yourself more money in 2011. This is an important decision, so take the time you need to make the right choice and understand all of the options available in your area.

6.      Extended care: don’t assume nursing home care is a covered benefit; it is not. Medicare does not provide coverage for custodial care, assisted living facilities or long term care. However, skilled nursing facilities may be covered following a related hospital stay.

7.      My drugs are covered: don’t assume your doctor knows what is in your network or what prescriptions are in your formulary. You can enter your current medications on a website like www.PlanPrescriber.com to see which drugs are covered on your current plan and compare the projected costs with other plans available in your area. You can print out this comparison and take it with you to see the doctor. Make sure your doctor knows your in-network labs, physical therapists, or durable medical providers.

8.      Medigap has me covered: don’t assume Medigap plans will pay claims that Medicare won’t. Medicare only pays for medically necessary claims. If Medicare doesn’t pay either because the service rendered is not ‘medically necessary” or a Medicare covered benefit, neither will the Medigap plan.

9.      I’ll qualify: don’t assume you will automatically be accepted in a Medigap plan outside of Open Enrollment or Guaranteed issue qualifying events. Medical underwriting does occur.

10.   I’m covered world-wide: don’t assume Medicare covers you when traveling outside of the United States. Medicare will not pay any medical claims outside the US and its territories. However, certain MediGap plans might extend emergency coverage outside of the U.S.

Source: PlanPrescriber, Inc. ( www.planprescriber.com )